Welcome to The Mortgage Group Ontario Inc.

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REFINANCER

Wouldn't it be great to pay off your bills and lower your monthly payments - all at the same time? You may have more equity in your home than you realize. In fact, you may even qualify to borrow up to 90% of the equity in your home. A Mortgage Professional at The Mortgage Group Ontario Inc. can show you how to take the equity in your home and turn it into cash - money that you could use to: consolidate bills, pay off high interest credit cards, or make home improvements.

For the REFINANCE of your existing home, most lending institutions require the following documentation, even if we are going to place your mortgage with your existing lender. To process your application as quickly as possible, please provide the following:

Income verification which will include:

Last pay stub, with year to date earnings if possible
Last years Revenue Canada Tax Assessment
Employment Letter
Current mortgage statement; showing mortgage balance or mortgage renewal or payout statement
Form B (registered one) - original mortgage documents
Municipal Tax Notice and proof of payment
Survey certificate (if applicable)
Property Assessment (most recent)
Proof of fire insurance
Purpose of additional funds - if this is for a home improvement project, we will require a contractor's estimate.

Remember, our lenders require the above information as quickly as possible. This is to ensure that we obtain the best mortgage rates and terms for you.